Corporate finance Essay Example | Topics and Well Written Essays - 2000 words - 1

Corporate finance - Essay Example It was also able to maintain total dividend per share at the level of 33.00p. Even in the turbulent market scenario, it managed to increase its sale of life and pensions by 11 percent. Total life and pensions sale became 36,283 million pounds. Sale of general insurance also increased. (Aviva Plc. 2009; Annual Report of 2008) a) Weighted average cost of capital: Cost of capital to a firm is generally defined as the opportunity costs of investors for making their investment in the firm. When an investor invests his fund in a particular firm, he actually looses other opportunities of investing his funds in other securities having risks equivalent to risks of the security of the firm he is actually investing his fund in. hence, if a firm fails to earn a return on capital at least equal to its weighted average cost of capital (WACC), it actually destroys its value. If a firm manages to earn a return that is greater than its weighted average cost of capital, it becomes successful to create value. On the other hand, if it manages to earn a return exactly equal to its weighted average cost of capital, then it neither loose nor create any value. WACC can be defined as the rate that a firm is expected pay for financing its asset. It is actually the minimum level of return that a company needs to earn on its exist ing asset base for satisfying its creditors, its owners, as well other providers of capital.( (Miles and Ezzell, 1980; â€Å"Weighted average Cost of Capital†) The weight of equity can be defined as the ratio of market capitalization to the market value of the firm and the weight of debt can be defined as the ratio of market value of debt to the market value of the firm. Total market value of firm is generally measured by summing total market value of equity and total market value of debt. (Miles and Ezzell, 1980; Fama, 1970; Fama, 1991) Cost of equity is generally treated as the return that the

Marketing Essay Example | Topics and Well Written Essays - 1750 words

Marketing - Essay Example This paper intends to examine a favorable portfolio for a 25-year old, planning to invest $100,000 in both mutual funds and stocks. The study seeks to roll portfolio that considers investments with high-risk tolerance. The portfolio will include three stocks, three mutual bonds and 2ETFs. As point of departure investment strategy is fundamental in meeting the anticipated goals. For instance, in this study, the portfolio attributed to high risk is adopted because the young investor is aggressive. This implies that, the more risk born, the more aggressive the portfolio (David, 112). The aspect of aggressiveness of a portfolio versus the extent of risk to be born, explains the aggressive portfolio to be considered in this study. The investor should embrace the aggressive type of portfolio. An aggressive portfolio devotes a bigger portion to equities and relatively less portions to bonds and other fixed income securities. In this study, an aggressive investment portfolio is considered. F or purposes of in- depth understanding, examine the following pie chart indicating, the approximated percentages of investments in each section (Mark, 45). This portfolio intends to invest in equities, treasury fund, bond funds and cash equivalents. The Equities take a large share because of the aggressive nature of the investor and this is attributed to high-risk investments (David, 112). To achieve the designated portfolio, the investor should embark on strategies to ensure the right asset allocation. The capital should be apportioned between the appropriate asset groups. For instance in our case the $100,000 should be apportioned as follows Investment type % Amount ($) Mutual funds 46 46,000 Stock fund 43 43,000 Cash and equivalents 11 11,000 Mutual funds From the definition, aggressive growth is a mutual fund investment goal that aims at high capital gain potential growth stocks. These are stocks of companies, which are anticipated to grow at a rate faster relative to the genera l stock market. In essence, the aggressive investor should bear in mind that this type of portfolio requires growth investment strategy because of the anticipated higher volatility, which is measured by beta. Before investing in an aggressive mutual fund, first ascertain that, the fund is real aggressive growth fund by looking at the stated objective within the mutual fund prospectus or find it from the mutual fund family website (Harry, 45). This study establishes that to pick the intended aggressive mutual fund, check on the market value of beta, which is 1.00, and consequently ascertain that, the beta value of an aggressive mutual fund is slightly above 1.00. Conversely, consider the taxes aspects. The preeminent performing mutual funds, particularly over long periods such as 10 years and more are habitually funds with low tax costs. The aggressive investor needs to look for the most tax-efficient funds (Harry, 45). This is because, previous studies on the correlation between low cost taxes, low turnover ratio and low expenditure ratio indicate highly positive. This implies that this portfolio investment is probable of creating immense gains over the period of 35 years. The young investor is advised to invest 46% of his capital in the following categories of mutual funds. As a smart investor, he considers an aggressive fund, which invests in mid-cap stocks or small-cap stocks. The reasoning behind this is that, the likelihood of already having a large-cap stock fund in the investment portfolio is high, consequently no need for more. The Fidelity Capital Appreciation (FDCAX) is the best aggressive growth mutual fund strategy to be considered in this investment portfo

Knowledge on Prevention of Occupational Hazards | Research

Knowledge on Prevention of Occupational Hazards | Research CHAPTER- I INTRODUCTION â€Å"Working may be an occupational hazard to you. Not working is an occupational hazard to the country.† (12 Eustace 8:5) Work is considered as a basic part of human existence. Most of the adults spend approximately one-third to one-fourth of their life time at work and often perceives work as a part of their self identity, self-expression and self-fulfilment. Many people believe that work is worship, equally important is the place of work because the workplace has significant influence on individual’s health and is a primary site for the delivery of preventive health care. (Rogers, 2006) The level of occupational health and safety, socioeconomic development of a country, quality of life and wellbeing of working people are not only closely linked with each other but also influence each other. This suggests that intellectual and economic inputs on occupational health care are not burdens but have a positive and productive impact on the company and national economy. Some industries and countries have demonstrated that it is technically feasible and economically productive to prevent and minimize hazards at work. This occupational health is an important factor for sustainable socio-economic development that enables workers to enjoy a healthy and productive life both throughout their active working years and beyond, especially after their retirement. (WHO, 2005) Textile industry is one of the leading industries both in India and in the world at large. Nearly 14% of the total industrial production comes from textile industry and it forms around 3% of GNP in India. After Indian railways, Indian textile industry seems to generate more employment. (India Business Directory, 2010) The current global labour force stands at about 2600 million and is growing continuously. Approximately 75% of these working people are in developing countries. The officially registered population constitutes 60-70% of the world’s adult male and 30-60% of the world’s adult female population. Each year another 40 million people join the labour force and most of them are in developing countries. It is imperative therefore to realize that workplace environmental hazards are a threat to a large proportion of the world population. Occupational health is a branch of Community Medicine which deals with the effects of occupation of workplace on human health (Park. JE, 2009). Every occupation is associated with one or other ill effects on health. One such occupational group is cotton textile workers. (Hunter’s Disease of Occupation, 2008) The major health problems associated with cotton dust are respiratory problems, which include Byssinosis, pneumonitis and Emphysema. The problems are highly prevalent in the mills of developing countries. (Fantahumand Adebe, 2009) Byssinosis is an occupational lung disease often observed among workers exposed to cotton dust. Despite the fact that byssinosis has been recognized for over 100 years, the etiology and pathogenesis remain obscure. The ability of textile fibres to produce byssinosis is determined by fibre type-cotton being the most potent, followed by flax, hemp. Harvested cotton consists of a mixture of plant materials including leaves, bracts and stems, fibre, bacteria, fungi, and other contaminants. Very importantly, the compounds which cause byssinosis are water soluble. The biological activity of cotton can be greatly reduced by either steaming or washing the cotton before processing the textile work. (David, 2006) The occurrence of respiratory symptoms represents the earliest response to cotton dust exposure, followed by lung function changes. Early respiratory symptoms may be a risk factor for subsequent loss of pulmonary function in cotton textile workers. (David, 2006) The severity and extent of problem are well recognized in the developed countries and control measures have been implemented to prevent the disease. This is not true, however, for developing countries where the severity and extent of the problem are not well studied and preventive measure are far from adequate. (J.R.Parikh, 2007) The occupational health nurse plays an important role in maintaining health and safety of employees by assessing the work site for hazards and reducing risk that could lead to disastrous situations. More effort could be directed at integrating promotion of health and health protection activities to provide with an environment more conducive especially to general health of the workers, so that the work site offers an excellent setting to focus on both health protection and health promotion. (Blix, 2009) Need for the Study: Occupational health is concerned with health in its relation to work and the working environment. Occupational health implies not only health protection but also health promotion, emergency care, wide range of preventive, curative services, rehabilitative services, a concept which includes everything that can apply to promote health and working capacity of the workers. Occupation health is a branch of community medicine which deals with the effects of occupation or workplace on human health. We have already seen that every occupation is associated with one or the other ill effects on health and cotton mill workers are not an exception to this fact. These workers are susceptible to various morbid conditions by virtue of workplace and working conditions. These morbid conditions may range from chronic respiratory diseases due to cotton dust inhalation to anaemia because of nutritional deficiency. Although many studies on chronic respiratory disease among cotton mill workers have been carried out, a study including complete health profile of cotton mill workers is limited and is need of further research. (Indian Journal of Occupational and Environmental Medicine, 2010) An occupation is something in which persons not only earn their daily bread but also spend one-third of average adult life. The Bureau of Labour Statistics reports that every 5 seconds a worker is injured in the world and every one second a worker is temporarily or permanently disabled in India. The Centre for disease control and prevention reported in 2006 that every day and average of 137 persons die from injuries on the job. Each year 74000 require treatment in hospital emergency departments for work related injuries. (Girijakumari, 2009) According to a recent estimate, the cost of work related to heat loss and associated productivity loss may amount to several percent of the total gross national product of a country. In India there are about 20 million workers who are involved in textile industry, among them 1.07 million workers are engaged in the manufacture of cotton textile. Byssinosis, hypertension, noise induced hearing loss, dermatitis and risk of cancer due to various chemicals and dyes are common occupational diseases found among weavers. In a study done by NGO in 2008, byssinotic condition was first recorded in Indian history in the last 150 years. A maximum number of Byssinosis is a respiratory syndrome that occurs as a result of inhaling dust that is produced when cotton is inhaled. The occupational nurse should realize that the primary concern to protect the health of working population. A longitudinal study was conducted to assess the prevalence of byssinosis and to find out the association between smoking and byssinosis. 344 samples were taken among the textile workers. The synergistic effect of smoking on cotton dust exposure was evaluated. Indeed, smoking had significantly higher frequency than non-smoking. In the survey conducted, it was observed that the frequency of respiratory symptoms and prevalence of severe byssinosis were 14.9% and 12.6% respectively. The reduction of symptoms was due to the old cotton mill. The reality is lower in the case of non-smokers. The result indicated that smoking potenitates’ byssinosis and smoking was found to show an additive effect of cotton dust exposure. (Maunder, LR, 2007) A study was conducted to determine the effect of past cotton dust exposure on the respiratory tract; a total of 223 persons working in textile mills were included in this study. A questionnaire was used to enquire about respiratory problems, the participants underwent using several spirometric measurement. The most common respiratory problem was pneumonitis 14.3%, the prevalence of byssinosis was only 20.2% and emphysema was 11% in cotton processing workers. (Basel, K.A, 2008) The jobs and tasks in textile mills varied according to the product, process and operations since the subjects were selected from four sections, such as the blow and card room, spinning mills, finishing section and general section. The symptoms of respiratory illness were identified as highest among the workers in the blow and card room, and in the spinning section. In all, 53% of the workers have had such symptoms that had a low peak expiratory flow rate ((Taylor, et.al, 2010) Regular smoking was significantly associated with the occurrence of respiratory related illness and its symptoms. A number of ‘beedi’ (the name of a local cigarette stick that contains more nicotine than usual cigarettes) smokers worked in the production section. They smoked 2 to 25 sticks (a mean of 13 sticks) per day. Non- smokers were less likely to be affected, but many of them suffered from casual fever (20%) and also morning headaches (8%). Prevalence of other health problems were also identified as restlessness at night (24%), daytime sleepiness (11%), snoring (19%), impotence (31%), and feeling physically weak (10%). The prevalence of hypertension (14%) was also noted among some workers. Only 16% of the workers in the production section had been using masks for more than 5-7 years, and no significant association was found between the symptoms of respiratory illness and the length of their service. However, some evidence from their health record (personally kept at home and from doctor’s prescription) proved that symptoms of respiratory illness were suspected among those who were working for more than six-year duration. (Jackson, 2008) Prevention of occupational hazards as an essential component of health aims at training and educating these workers in order to promote good health. It is extremely important to make people aware of the concerns of workplace. One of the major responsibilities of community health nurse is to impart knowledge related to specific measure in preventing occupational hazards. It is the Community health nurse who can play a vital role in preventing and controlling occupational hazards. Therefore, she/he should function independently and carry out this particular responsibility for better health of the workers. (Pyuish Gupta, 2010) Statement of the Problem: A Study to assess the Effectiveness of Video Assisted Teaching Programme on Knowledge Regarding Occupational Hazards and its Prevention among Cotton Mill Workers at Selected Industries, Salem. Objectives: To assess the knowledge regarding occupational hazards and its prevention among cotton mill workers in experimental group and control group. To determine the effectiveness of video assisted teaching programme regarding occupational hazards and its prevention among cotton mill workers in experimental group. To associate between the pre test scores on knowledge regarding occupational hazards and its prevention among cotton mill workers and their selected demographic variables in experimental group and control group. Operational Definitions: Effectiveness: Effectiveness is a measure of the ability of video assisted teaching programme regarding occupational hazards and its prevention among cotton mill workers to produce a specific desired effect or result that can be quantitatively measured. Video Assisted Teaching Programme: It is a systematically planned teaching programme on occupational hazards and its prevention and imparted through video film based lecture cum discussion. Knowledge: It is the correct response given by the cotton mill workers regarding occupational hazards and its prevention which can be assessed through structured interview schedule. Occupational Hazards: It is a state of deviation from normal status of health to illness while working in cotton mill industry. In this study it includes physical hazards, chemical hazards, and mechanical hazards, psychosocial hazards of Byssinosis, pneumonitis, and emphysema. Prevention: It refers to precautionary measures to be followed by cotton mill workers to protect their health from occupational hazards. Cotton Mill Workers: They are the adult employees working at selected cotton industries, Salem. Assumptions: The cotton mill workers may have knowledge regarding occupational hazards and its prevention. Video assisted teaching programme may improve their knowledge regarding occupational hazards and its prevention among cotton mill workers. Increased level of knowledge among cotton mill workers regarding occupational hazards and its prevention may help them to improve their quality of life. Hypotheses: H1:There will be significant differences in pre test and post test scores on knowledge before and after video assisted teaching programme regarding occupational hazards and its prevention among cotton mill workers in experimental group at p≠¤ 0.05 level. H2:There will be significant difference in post test scores on knowledge after video assisted teaching programme regarding occupational hazards and its prevention among cotton mill workers in experimental group and control group at p ≠¤0.05 level. H3:There will be significant association between the pre test scores on knowledge regarding occupational hazards and its prevention among cotton mill workers and their selected demographic variables at p≠¤ 0.05 level. Delimitations: The study was limited to only 60 samples. Study was limited to cotton mill workers who were available during the study period. Study period was limited to 4 weeks. Projected Outcome: This study would reveal the existing knowledge on occupational hazards and its prevention among cotton mill workers. This study would motivate the cotton mill workers to update their knowledge regarding occupational hazards and its prevention. This study would evaluate the effectiveness of video assisted teaching programme on knowledge regarding occupational hazards and its prevention among cotton mill workers. Conceptual Framework: This study is to assess the effectiveness of video assisted teaching programme on knowledge regarding occupational hazards and its prevention among cotton mill workers. The conceptual framework for this study was based on J.W.KENNY’s open system model. According to Kenny, all the living systems are open and they are in continuous exchange of matters, energy and information. The system receives input and gives back output in the form of information or knowledge. System model consist of 3 phases input, throughput, and output. These 3 phases also known as classical element of the system. Input: It is the first phase in open system. Based on Kenny, input can be a matter of information. In this study, it is testing the knowledge on occupational hazards and its prevention among cotton mill workers by using structured interview schedule. Throughput: According to theorist, information is continuous process through the system. This is the activity phase, which allows the input to be changed. In the present study, providing video assisted teaching programme regarding occupational hazards and its prevention among cotton mill workers, only to the experimental group. Output: According to Kenny after processing the input, the system gives output (Information/ knowledge). It is the third element of the system, where alteration can be expected because of the throughput. In this study, majority of the cotton mill workers had gained adequate and moderately adequate knowledge regarding occupational hazards and its prevention in experimental group. There was no significant change in the knowledge regarding occupational hazards and its prevention among cotton mill workers in control group. Feedback: According to throughput, feedback is the improvement of knowledge among cotton mill workers. In this study, improved knowledge regarding occupational hazards and its prevention among cotton mill workers in experimental group was assessed by the investigator. If there is no significant changes in the output, feedback will return to input and the process will continue which is not included in the study. (Pretest)(Post test) (Feedback) Not included in this study Cotton mill industry Fig-1.1 : Conceptual Framework Based On Modified J.W. Kenny’s Open System Model On Effectiveness Of Video Assisted Teaching Programme On Knowledge Regarding Occupational Hazards And Its Prevention Among Cotton Mill Workers. Summary: This chapter dealt with introduction, need for the study, and statement of the problem, objectives, operational definition, assumptions, delimitations, projected outcome and the conceptual frame work. CHAPTER-II

The Day of the Locust by Nathanael West Essay -- Day Locust nathanael

The Day of the Locust by Nathanael West In The Day of the Locust, Tod Hackett undergoes an internal development relative to his migration. Tod, an architect living in Connecticut, moves out to Hollywood to build scenery for movies. Yet, once he moves, Tod is transformed into a lethargic, non-artist who can no longer create his own drawings on paper. His surroundings drive these changes, as all characters in the novel are depicted in a similar fashion. Tod becomes one of the grotesque as well, laughing at the disturbing rather than the humorous. These new features signal Tod’s incapacity to return to his old self, as he constantly suffers from his migration. This comes full circle at the end of the novel when Tod is led away from the mob scene at the Hollywood premiere: â€Å"He was carried through the exit to the back street and lifted into a police car. The siren began to scream and at first he thought he was making the noise himself. He felt his lips with his hands. They were clamped tight. He knew then it was the siren. For some reason this made him laugh and he began to imitate the siren as loud as he could.† (185) This excerpt depicts Tod’s migration in full: from an active artist to a grotesque and lazy Californian who will never recover from his experience. Tod’s movement into the police car parallels his transformation to laziness in Los Angeles. When the National Films talent scout carries him off to Hollywood to learn set and costume design, Tod disregards the unusual fact that he is â€Å"hired by telegram† rather than in person (60). This provides a clue early in the novel into the indolent nature of Los Angeles that will eventually cause his own laziness. Even after only three months of living in Hollywood, ... ... artistic vision and the disorganization relating to the Hollywood mob. Ultimately, Tod can no longer recuperate from the brutal crowd and the cacophonous sound of the siren. Instead, he loses his artist status by conforming to the status quo, more specifically, becoming like all the people he wants to paint. In The Day of the Locust, Tod Hackett evolves from an innovative architect to a lethargic imitator. Tod likens the other people in his painting of the destruction of Los Angeles to a grotesque, jarring mob. The final scene in the police car perfectly captures this transformation as the police carry a laughing, siren-screaming Tod off away from the Hollywood premiere. Unfortunately, Tod can never recover as his artistic abilities have been destroyed through migration. His migration is thus complete and final; he has truly become a hopeless Californian. The Day of the Locust by Nathanael West Essay -- Day Locust nathanael The Day of the Locust by Nathanael West In The Day of the Locust, Tod Hackett undergoes an internal development relative to his migration. Tod, an architect living in Connecticut, moves out to Hollywood to build scenery for movies. Yet, once he moves, Tod is transformed into a lethargic, non-artist who can no longer create his own drawings on paper. His surroundings drive these changes, as all characters in the novel are depicted in a similar fashion. Tod becomes one of the grotesque as well, laughing at the disturbing rather than the humorous. These new features signal Tod’s incapacity to return to his old self, as he constantly suffers from his migration. This comes full circle at the end of the novel when Tod is led away from the mob scene at the Hollywood premiere: â€Å"He was carried through the exit to the back street and lifted into a police car. The siren began to scream and at first he thought he was making the noise himself. He felt his lips with his hands. They were clamped tight. He knew then it was the siren. For some reason this made him laugh and he began to imitate the siren as loud as he could.† (185) This excerpt depicts Tod’s migration in full: from an active artist to a grotesque and lazy Californian who will never recover from his experience. Tod’s movement into the police car parallels his transformation to laziness in Los Angeles. When the National Films talent scout carries him off to Hollywood to learn set and costume design, Tod disregards the unusual fact that he is â€Å"hired by telegram† rather than in person (60). This provides a clue early in the novel into the indolent nature of Los Angeles that will eventually cause his own laziness. Even after only three months of living in Hollywood, ... ... artistic vision and the disorganization relating to the Hollywood mob. Ultimately, Tod can no longer recuperate from the brutal crowd and the cacophonous sound of the siren. Instead, he loses his artist status by conforming to the status quo, more specifically, becoming like all the people he wants to paint. In The Day of the Locust, Tod Hackett evolves from an innovative architect to a lethargic imitator. Tod likens the other people in his painting of the destruction of Los Angeles to a grotesque, jarring mob. The final scene in the police car perfectly captures this transformation as the police carry a laughing, siren-screaming Tod off away from the Hollywood premiere. Unfortunately, Tod can never recover as his artistic abilities have been destroyed through migration. His migration is thus complete and final; he has truly become a hopeless Californian.

Life Ambitions Essay

Owen Stuart Phillips-Statement of Ambitions and Life Purpose Scouting has taught me many things about myself. It is a big part of who I am now and it will stay with me forever. Through Scouting, I have learned the importance of preparation, personal responsibility, service to others, and leadership skills. I first started out with Cub Scouts where I earned every rank and received my Arrow of Light. After Cub Scouts, I crossed over to Boy Scouts and joined Troop 40. I have been extremely involved with my Troop and I have done almost everything they have had to offer. I am proud of the fact that I will be the 6th member of my extended family (cousins) to earn the rank of Eagle Scout from Troop 40, all under the guidance of the same Scoutmaster, Mr. Clifton Glover. I plan on staying involved Scouts to improve on my leadership skills and earn additional merit badges. I would also like to earn the three Eagle Palms. In school I am an honor roll student. I am in the band and I have received awards at band competitions in Greenville at ECU and Music Performance Adjudication held in Jacksonville. When I was in the 5th grade I completed the DARE program which stands for Drug Abuse Resistance Education. We were required to write a 2 page essay to complete the course. The winning essay would be read aloud by the student at the graduation ceremony. My essay won the competition, I received a trophy and I was very proud. I play sports such as football, baseball, and wrestling. I have been team captain in football. I was also asked to participate in a youth football instructional video for Championship Productions. The video was filmed at Wingate University with other youth players and college coaches, demonstrating football drills and fundamentals. The video will be sold to youth players and coaches nationwide. After I graduate High School, I have strong interests in applying to our Military Service Academies. I would like to be an officer in the Military because I feel like I can be a leader instead of a follower. I started getting strong interests in the Military Academies when we went on a camp out to the United States Military Academy at West Point. It was a great experience and I absolutely loved every bit of it. If it was not for Scouting, I would have not had that opportunity. I enjoy math and engineering, and would like to pursue a career in this area in the military, such as a combat engineer.

How Much Homework Should Students Have

Parents have been questioning the excessive amount of homework given in schools, both public and private for years, and believe it or not, there is evidence that supports limiting the amount of homework children have can actually be beneficial. The National Education Association (NEA) has released guidelines about the right amount of homework--the amount that helps kids learn without getting in the way of their developing other parts of their life. Many experts believe that students should receive roughly 10 minutes per night of homework in the first grade and an additional 10 minutes per grade for each following year. By this standard, high school seniors should have about 120 minutes or two hours of homework a night, but some students have two hours of work in middle school and many more hours than that in high school, particularly if they are enrolled in Advanced or AP classes. However, schools are starting to change their policies on homework. While some schools equate excessive homework with excellence, and it is true that students benefit from some work at home to learn new material or to practice what they have learned in school, thats not the case with all schools. Flipped classrooms, real-world learning projects and changes in our understanding of how children and teenagers learn best has all forced schools to evaluate levels of homework. Homework Needs to be Purposeful Fortunately, most teachers today recognize that homework isnt always necessary, and the stigma that many teachers once faced if they didnt assign what was simply perceived as enough is gone. The pressures placed on teachers to assign homework eventually lead to teachers assigning busy work to students rather than true learning assignments. As we better understand how students learn, we have come to determine that for many students, they can get just as much benefit, if not more, from smaller amounts of work than larger homework loads. This knowledge has helped teachers create more effective assignments that can be completed is shorter amounts of time.   Too Much Homework Prevents Play Experts believe that playtime is more than just a fun way to pass the time—it actually helps kids learn. Play, particularly for younger kids, is vital to developing creativity, imagination, and even social skills. While many educators and parents believe that young children are ready for direct instruction, studies have shown that kids learn more when they are simply allowed to play. For example, young children who were showed how to make a toy squeak only learned this one function of the toy, while kids who were allowed to experiment on their own discovered many flexible uses of the toy. Older kids also need time to run, play, and simply experiment, and parents and teachers must realize that this independent time allows kids to discover their environment. For example, kids who run in a park learn rules about physics and the environment intuitively, and they cannot take in this knowledge through direct instruction. Too Much Pressure Backfires With regard to kids’ learning, less is often more. For example, it’s natural for kids to learn to read by about age 7, though there is a variability in the time individual kids learn to read; kids can learn at any time from 3-7. Later development does not in any way correlate with advancement at a later age, and when kids who are not ready for certain tasks are pushed into doing them, they may not learn properly. They may feel more stressed and turned off to learning, which is, after all, a life-long pursuit. Too much homework turns kids off to learning and makes them less—rather than more—invested in school and learning. Homework Does Not Develop Emotional Intelligence Recent research has demonstrated the importance of emotional intelligence, which involves understanding one’s own and others’ emotions. In fact, after people reach a certain base level of intelligence, the rest of their success in life and in their careers can be attributed, researchers believe, largely to differences in people’s levels of emotional intelligence. Doing endless amounts of homework does not leave children the proper amount of time to interact socially with family members and peers in a way that will develop their emotional intelligence. Fortunately, many schools are trying to reduce students’ stress after realizing that too much work has a deleterious effect on kids’ health. For example, many schools are instituting no-homework weekends to provide kids with a much-needed break and time to spend with family and friends. Article edited by  Stacy Jagodowski

A Need to Foster and Adoption - 1364 Words

† To take a child of other parents legally as your own† is the definition of adoption in today’s society (merriam-webster). There are different types of adoption there is international and interracial. Various types of people can adopt a child, it does not matter if the person is black, white, Hispanic, gay, lesbian, poor, or rich these people can still adopt. There are several aspects to consider when adopting. A child could have emotional setback because of the care the child has received or events that the child experienced in foster care or on the streets. There can be several negative life-long effects of adoption on a child or the parents. Adoption has multiple benefits that come along with adopting a child. When adopting a child that child who has not had any love or parental support will gain parents, love, someone who cares, and the feeling of want. Adopting a child will bring one more kid away from an unhealthy and unsafe environment. Parents who adopt will have someone who cares about them for the rest of their lives and the parents will know that there has been a good thing done by adopting an innocent child. Adopting is an amazing thing and will make the parents happy and the child as well. If a couple does not want to adopt but the couple wants to get involved fostering a child until that child is adopted is a great way to get involved. There are several ways to get involved and help when it comes to child that need help and adopting and fosteringShow MoreRelatedAdoption Of A Foster Home Needs A Family2125 Words   |  9 PagesAlexander Douglass Period 5 Ms.Garner Adoption One of the biggest issues we have today is that people don t know what some kids have to go through when there parents give them up or they have a single mother and she can not take care of them. 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This is a reality for thousands of children in America’s foster care system. There are kids that are searching for a ho me and family -- and many of them never get one. These youths are all hoping and wishing for a permanent place to go back to. The number of children aging out of the foster care system annually is aRead MorePersuasive Essay On Adoption1358 Words   |  6 PagesAdoption is the legal process of accepting someone into your family formally, and taking on the legal responsibilities as parent of a child. Adopting a child or teen involves a judicial process where a person accepts a child into their life, creating a new relationship. Once the adoption is final, the adoptive parents have full responsibility of their child and the child is then part of their family. According to the U.S. Department of State, adoption has started becoming less popular in the UnitedRead MoreChild Welfare And The Foster Care System Essay1623 Words   |  7 Pagesabout 500,000 children were in foster care, but a series of successful reforms, began with that year s Adoption Assistance and Child Welfare Act, dra matically decreased the number of children in foster care. But in the early 1990s, with the advent of crack cocaine and an economic recession numbers went back up. Child welfare advocates say the foster care system is in need of changes so that children spend less time in foster placements America’s child welfare systems needs an improvement. Some childrenRead MoreLGBT Adoption Essay1559 Words   |  7 PagesLGBT Adoption â€Å" There are approximately 100,000 children and/ or adolescents who are in the Child Welfare System waiting to be put into foster care or be adopted† (Kreisher). The number of children living with 1 Lesbian, Gay, Bisexual, or Transgender (LGBT) parent today ranges from six to fourteen million children or adolescents. Adoption is to take into one’s family legally and raise as one’s own child. Although adoption is first spoken of in the Bible, the first recorded adoption takes placeRead MoreHow Children Can Be A Blessing1286 Words   |  6 Pages Adoption So many children that were unwanted and neglected were helped by an early foundation in New York. Each year people are having children and leave them uncared for. Other loving parents or partners who are willing to take in an unloved child and raise him or her as their own has to go through a long process in order to qualify. Unfortunately, not all children find the loving comfort that they need and are returned to the foster homes or are treated bad. Adopting children can be a blessingRead MoreTaking a Look at the Institution of Adoptions1716 Words   |  7 Pages Many people are familiar with the story of Moses; a Jesuit saved from death as a baby and taken in by the Pharaoh’s daughter in Egypt. The idea of adoption is age old, as revealed by the centuries that have passed since the time of Moses. Adoption was mostly domestic, meaning that they took place in the same area or country of the adopter. Flash forward a couple thousand years to 1939 and the early-to-middle 19 40s. The battles of World War II were extremely shattering to the countries involvedRead MoreChild Maltreatment And The Child Welfare System Essay1558 Words   |  7 PagesAbstract Foster care is defined as an out of home placement outside of the biological family. Individuals are placed in foster care due to some form of child maltreatment, rather it be sexual abuse, neglect, and/or physical abuse. Adolescents who age out of the foster care system are between the ages of eighteen and twenty-one years old who are still in the child welfare system and have not been adopted. Aging out of the foster care systems means that adolescents currently in the child welfare